Upco International Inc. is a cloud-based mobile service company which provides high-quality voice termination to a market driven by the growing activity in online communications and commerce. Upco is a licensed Global Telecom Carrier within the international VoIP (voice over IP) wholesale business.  Upco has designed a software application for Apple iOS and Android, similar to SKYPE and WhatsApp.  With the forthcoming addition of the Upco E-Wallet using Blockchain Payment Services, users will be able to:  send invoices, approve payments, transfer international funds, convert international currencies, and track transfers and payments.  The application will also allow vendors to securely share account information with their clients.